Navigating regulatory complexity in APAC

The Asia-Pacific region is becoming an intricate regulatory environment in global finance. From tax transparency standards, real-time payments mandates, and digital regulatory frameworks, SME’s must meet increasingly complex standards across borders. 

At Bruc Bond®, we support SMEs not just with payment services, but with the infrastructure they need to operate confidently across multiple jurisdictions. As a regulated major payment institution, we understand the challenges facing cross-border businesses, and we’re built to help SMEs move through them. 

The compliance burden behind SME market entry 

As SMEs expand into new markets, they face a complex web of local banking rules, documentation standards, and compliance expectations. Regulatory initiatives like the OECD’s Common Reporting Standard (CRS), and even the indirect impact of FATCA, shape what documentation SMEs must provide, how payments are scrutinised, and what partners expect in due diligence.  

Bruc Bond® operates with the necessary expertise with a team of global banking professionals who are best able to help navigate a global financial ecosystem shaped by such frameworks. In order to do that, we align with these standards to access banking rails, maintain correspondent relationships, or serve internationally exposed clients. 

This isn’t just a back-office issue. Delays in onboarding, payment friction, or unclear compliance requirements can slow supplier payments, disrupt cash flow, and impact SME competitiveness. In the APAC region, where agility is critical, fragmented compliance becomes a real commercial risk. 

Purpose-built infrastructure for cross-border finance 

At Bruc Bond®, we make compliance operationally seamless. Our proprietary platform, OSKAR, is engineered to help SMEs manage cross-border complexity without compromising speed, scale, or security. 

OSKAR integrates quickly and can be tailored to your business. It consolidates account management, payments, FX, and value exchange services into a single, intuitive interface.  

Whether you're operating across Singapore, Hong Kong or beyond, OSKAR gives you unified control over every transaction and jurisdiction. 

The platform supports SME growth by: 

• Enabling fast, secure onboarding tailored to each market’s regulatory landscape 

• Providing real-time visibility over payment flows, alerts, and compliance triggers 

• Allowing full customisation to match your operational model and business trajectory 

• Offering industry-grade data protection and uninterrupted system performance 

• Our platform scales with your needs, without friction or downtime 

• Assigning you a Success Manager to be your real-time point of contact for support